Claims Doctor
CTPCertificate of Fitness

Fractures from Motor Vehicle Accidents

A bone fracture from a motor vehicle accident can have significant impacts on your ability to work and carry out daily activities. Claims Doctor provides same-day CTP medical certificates via telehealth, ensuring your injury is documented promptly and your claim can proceed without delay.

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CTP coverage for fracture injuries

NSW CTP insurance covers all injuries sustained in motor vehicle accidents, including fractures to any part of the body. Whether you've suffered a wrist fracture, leg fracture, spinal fracture, or rib injuries, you are entitled to claim for medical treatment, income replacement, and rehabilitation.

Documentation for your CTP claim

A Certificate of Fitness from Claims Doctor documents the nature and extent of your fracture, your current work capacity, any restrictions on your activities, and your treatment requirements. This certificate is essential for your CTP insurer to process your claim correctly.

What to expect in your consultation

Dr Laidlaw will take a detailed history of your accident and injuries, assess your current symptoms and functional limitations, and complete your Certificate of Fitness during the video call. He may also refer you for imaging, physiotherapy, or specialist orthopaedic review as needed.

Frequently asked questions

Do I need to be physically examined for a fracture CTP claim?
Initial documentation and certificate can be completed via telehealth. If a physical examination is specifically required for your claim, Dr Laidlaw can arrange this at a partnered clinic.
Can I claim for both physical and psychological injuries from the accident?
Yes. CTP covers all injuries sustained in the accident, including psychological conditions such as anxiety, PTSD, and adjustment disorders.